For residents of Huntington Bank Announces Closing of Canfield and Lisbon Locations: A Customer Survival Guide, local banking routines are about to change. Huntington Bank has announced plans to consolidate its branch network, a move that includes closing locations in these two communities. While the signage and friendly faces at your local branch have been a staple of financial errands for years, this transition marks a significant shift in how many locals will manage their money moving forward.
News of a bank branch closure often brings a mix of frustration and uncertainty. For decades, the branch was the heartbeat of the banking relationship—the place where you opened your first savings account, applied for a mortgage, or simply deposited a weekly paycheck. When that physical connection is severed, it leaves customers wondering: What happens to my safe deposit box? Do I need to get new checks? Is it time to find a new bank?
This guide is designed to help huntington bank announces closing of canfield and lisbon locations navigate these closures without disruption. We will cover everything from the logistics of moving your physical assets to mastering the digital tools that can replace your weekly branch visits.
The Reality of Branch Consolidations
While the news hits hard locally, the closures in Canfield and Lisbon are part of a much larger national trend. As consumer behavior shifts overwhelmingly toward digital channels, financial institutions across the country are rightsizing their physical footprints.
The reality is that foot traffic in bank branches has been declining for years. Most routine transactions—deposits, transfers, and bill payments—are now handled via smartphones or laptops. For banks like Huntington, maintaining large networks of brick-and-mortar locations is becoming less sustainable when a vast majority of their customers rarely step inside.
However, understanding the “why” doesn’t necessarily make the “how” any easier for the customers affected. The closure of the Canfield and Lisbon branches means residents will need to adapt their habits. The good news is that your accounts, account numbers, and routing numbers generally remain unchanged during a branch consolidation. Your money stays safe; access just looks a little different.
Immediate Steps for Affected Customers
If you frequent the Canfield or Lisbon locations, there are a few housekeeping items you should address sooner rather than later. Taking action now can prevent headaches when the doors officially lock.
1. Secure Your Safe Deposit Box Contents
If you rent a safe deposit box at either of these locations, this is your most urgent priority. Unlike checking accounts, which move digitally, physical items must be physically relocated.
- Wait for official notice: You should receive a specific letter detailing the deadline for vacating your box.
- Schedule an appointment: Don’t just show up. Call the branch to schedule a time to close out your box. This ensures a banker is available to handle the paperwork properly.
- Transport securely: When moving sensitive documents like birth certificates, deeds, or family heirlooms, ensure you have a secure way to transport them to your home or a new safe deposit box at a different branch.
2. Identify Your New “Home” Branch
3. Review Night Drop Habits
Small business owners often rely heavily on night drops for end-of-day cash deposits. If you run a business in Canfield or Lisbon and use this service, you need a new plan immediately. Driving thirty minutes to make a deposit every evening may not be feasible. You may need to look into armored courier services, remote deposit capture scanners for checks, or adjusting your deposit schedule.
Mastering the Digital Transition
For many customers, the closure of a local branch is the final push needed to fully embrace digital banking. If you have been hesitant to use the mobile app or online banking portal, now is the time to learn. These tools are designed to replicate almost everything you did at the teller window.
Mobile Check Deposit
The number one reason people visit branches is to deposit paper checks. Huntington, like most major banks, offers mobile check deposit via their smartphone app.
- How it works: You sign the back of the check, open the app, select the account, and take a photo of the front and back of the check.
- The benefit: You can do this from your kitchen table at 9:00 PM on a Friday. Funds are typically available just as quickly as if you had visited the teller.
Online Bill Pay
If you have been visiting the branch to get cashier’s checks or to mail payments, online bill pay is a robust alternative. You can set up recurring payments for utilities, mortgage, or rent. The bank sends the payment electronically or mails a paper check on your behalf, saving you the cost of postage and the trip to the bank.
Security Alerts
One advantage of digital banking over branch banking is real-time awareness. You can set up text or email alerts for large purchases, low balances, or suspicious activity. Instead of waiting for a monthly paper statement to see what happened, you know instantly.
Staying Safe: Security in a Digital-First World
As you transition to more online banking, security becomes paramount. Scammers often use news of bank closures to trick customers. Be on high alert for phishing emails or texts that appear to be from Huntington claiming you need to “verify your account” due to the closure.
Remember these golden rules:
- Huntington will never text or email you asking for your password or PIN.
- Do not click links in unsolicited texts. If you get a message about the closure that looks suspicious, do not click it. Go directly to Huntington.com or call the customer service number on the back of your debit card.
- Enable Two-Factor Authentication (2FA). Ensure your online account requires a code sent to your phone in addition to your password. This creates a powerful barrier against hackers.
Evaluating Your Options: Stay or Switch?
A branch closure is a natural inflection point in a customer’s relationship with their bank. It forces you to evaluate why you bank where you bank.
Reasons to Stay with Huntington
If you have complex accounts, a mortgage, or investments with Huntington, the hassle of switching might outweigh the inconvenience of a closed branch. Furthermore, if you are comfortable with the app and only visited the Canfield or Lisbon branches rarely, your day-to-day life won’t change much. Huntington is a large regional bank with a robust digital platform, so the service continuity will be strong.
Reasons to Consider Switching
If your primary reason for choosing huntington bank announces closing of canfield and lisbon locations was the physical proximity of the Canfield or Lisbon branch, that value proposition is now gone.
- Local Credit Unions: If you prefer face-to-face interaction, look for community credit unions that still maintain a strong physical presence in Canfield or Lisbon. They often offer lower fees and a more personal touch, though their digital tools may not be as flashy as a big bank’s.
- Online-Only Banks: If you realize you don’t actually need a branch, you might get better interest rates from an online-only bank. Since they don’t have the overhead of heating and lighting physical branches, they often pass those savings on to savers in the form of higher APYs (Annual Percentage Yields).
How to Switch Banks Smoothly
If you decide that the closure is a dealbreaker and you want to move your money, do not just withdraw your cash and walk away. That can cause issues with outstanding checks and automatic payments. Follow this “Switch Kit” approach:
- Open the new account first. Get your new debit card and routing numbers established.
- Move your direct deposit. This is the most critical step. Inform your employer of your new account details.
- Update automatic payments. Go through your last three months of bank statements. Identify every recurring charge (Netflix, gym, utilities, insurance) and update them with your new card or account info.
- Leave a buffer. Keep your huntington bank announces closing of canfield and lisbon locations account open with a small balance for one month to catch any stray charges or checks you forgot about.
- Close the account officially. Once you are sure everything has moved over, contact
huntington bank announces closing of canfield and lisbon locations to officially close the account and receive your remaining funds.
Supporting the Employees
It is worth noting that branch closures affect staff as well as customers. The tellers and bankers in Canfield and Lisbon are your neighbors. In many consolidation scenarios, employees are offered roles at other branches or given severance packages, but it is still a difficult transition. When you visit the branch for the final time, a little patience and kindness go a long way. They are likely answering the same questions about the closure hundreds of times a day while worrying about their own job security.
The Future of Banking in Canfield and Lisbon
The exit of a major bank branch can leave a vacuum in a community, but it rarely leaves a void in services. We can expect to see continued evolution in how financial services are delivered in areas like Lisbon and Canfield. We may see more ITMs (Interactive Teller Machines)—which are like ATMs but allow you to video chat with a live teller—popping up to bridge the gap between digital efficiency and human service.
While the brick-and-mortar buildings may go dark, your financial life must go on. By taking proactive steps now—securing your valuables, learning the app, and evaluating your banking partners—you can ensure that the
Frequently Asked Questions (FAQ)
Will my account number change?
Typically, no. In most branch consolidations, your checking and savings account numbers, as well as your routing number, remain exactly the same. You can usually continue using your existing supply of checks and your current debit card.
What happens to my safe deposit box if I don’t empty it?
If you do not clear out your box by the specified deadline, the bank is required by law to drill the box. The contents are then inventoried and stored securely at a central location. To retrieve them later, you will likely have to travel to that central location and may be charged a drilling fee. It is much better to handle this before the branch closes.
Can I still use the ATM at the closed location?
This depends on the disposition of the building. In some cases, banks leave a standalone ATM on the property. However, if the building is being sold, the ATM will likely be removed. Check the specific signage at the Canfield and Lisbon locations for details on the ATM’s future.
I don’t use a computer or smartphone. What should I do?
If you rely entirely on in-person banking and cannot travel to the nearest branch, you may need to utilize telephone banking for balance inquiries and transfers. Alternatively, this may be a strong indicator that you should switch to a different local bank or credit union that maintains a physical branch within your travel range.
Navigating the Change with Confidence
The huntington bank announces closing of canfield and lisbon locations is undoubtedly an inconvenience, but it is also an opportunity to refresh how you manage your finances. Whether you choose to double down on digital skills, relocate your banking to a neighboring town, or find a new financial partner entirely, the power remains in your hands.
Don’t wait until the final week to make your plan. Review your banking needs today, check your safe deposit box status, and decide on your path forward. Banking is an essential service, and with a little preparation, you can ensure yours remains uninterrupted.
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